Earn a yield of up to 5.12%* VAR with Plum Interest. It’s a low-risk way to earn a competitive return that’s backed by the UK Government. Capital at risk.

To celebrate the launch of our Spend tracker, we look at how it can complement our existing tools to help you make and stick to your budget and spending plan with the aid of automation.

The Plum Cash ISA lets you save tax-free! Add up to £20,000 per year (in line with UK government ISA rules) and pay no taxes on the interest you earn.

We’re taking the fear out of finance with our beginner friendly budgeting guide. We have plenty of ideas on how to plan and stick to a budget so you can manage your money and savings.

Meet Harriet! With the help of the Plum app, she managed to stash away an impressive £6,500 in just over two years. Read more on her story here.

Plum Interest is a relatively low-risk way to earn a competitive return (up to 5.12% VAR*) that’s backed by the UK Government. Product Lead, Jess, tells us more. Capital at risk.

A Self Invested Personal Pension, or SIPP is a way to manage your retirement savings, consolidate existing pension schemes and get tax relief on your contributions. Capital at risk.

The value of investments will rise and fall with market forces. We look at how investors can deal with this volatility in the price of securities and keep their strategy on track. Capital at risk.

Is your money sleeping on the job? Wake it up with Plum! The app that can help you do more with your finances by saving and investing for your future. Capital at risk if you invest.

Investment funds can be an accessible way for new investors to build a diversified portfolio. We look at what investment funds are, the different types, and how they work. Capital at risk.

When used with care, a credit card can be a powerful personal finance tool that lets you spread the cost of spending and improve your credit score. Let’s look at how a credit card works!

As everyday services are moved online, internet fraud has become an unfortunate byproduct of this enhanced convenience. Here's how to prevent online fraud and avoid being scammed online.

Security is key in everything we do, but your savings and investments are also covered by other regulations. We explain the various ways your money is protected with Plum.

Plum Premium, gives you access to everything we offer for £9.99 per month. We think it’s one of the best monthly subscriptions going… but you can try the features yourself, for free!

As rising prices put pressure on people’s finances it’s important to justify the value of subscription services. We explain why we think Plum Ultra is one of the best monthly subscriptions going!

Earn a 5.30% gross* with our new low-risk money market fund, which aims to generate a return that tracks the Bank of England base rate. This variable rate is subject to change. Capital at risk.

A Lifetime ISA allows you to save for your first home or retirement and earn a free 25% bonus from the government. Read our guide to find out how LISA accounts work and if it’s the right choice for you.

Plum saving Pockets let you manage and prioritise multiple goals while earning interest on your money. Premium tier subscribers now have exclusive access to our best interest rate of 4.21% AER.

All We offer all customers a chance to earn interest on their savings. Subscribers on our Pro and Ultra tiers can create and customise extra Pockets and earn a better rate of interest at 3.72% AER.

We offer all our customers a chance to earn interest on their savings. Customers using the Basic (free) version of the Plum app can create an additional Interest Pocket that pays 3.51% AER.

Here are 10 fun activities you and your friends can enjoy this summer that won't break the bank!

Plum was voted “Best Personal Finance App" by you, our lovely customers, in the British Bank Awards. Read more about what the win means to the Plum team here!

Meet some of our lovely Plumsters and find out how they’re using Plum to unlock a life that flows.

We’re focussing on financial well-being with our Head of Brand, Erin Kyrantonis, who talks about the inspiration behind our ‘Life flows with Plum’ media campaign and what it means for our customers.

We designed Plum to provide an accessible way to invest. One way customers can do this is by investing in company shares, so we look at how to buy stocks in our beginner’s guide. Capital at risk.

If you’re considering investing in Google, you may be looking for more information about the company's ownership and structure. Our article covers what Google does and how ownership is divided.

Discover our essential spring cleaning checklist for your finances, and get your money sorted for the new financial year.

The Spring Budget was announced on 15 March. In this blog, we break down what it means for you as consumers, taxpayers and parents.

Inflation is something that relates to us all. Any store of money will be affected... so it's pretty important that we understand what inflation is and whether it's always a bad thing!

ISAs can help you reach your saving and investing goals, but there are some rules and deadlines you need to know to make the most of these accounts.

It can be easier to consistently save money once you get into the habit. The 1p Challenge gets you used to regularly putting money away, which can help you reach your goals quicker.

Budgeting and saving is important, but it can also be exhausting! The Naughty Rule helps keep your strategy on track even when you decide you need a little treat.

Sometimes it can be hard to tell fact from fiction, especially in the fast-moving world of finance. Debunk these 5 investing myths to start making better informed decisions today.

New year, new finances! Start the year on the right foot with our top five money resolutions.

We’ve added stock trading to our range of investment options, meaning you can now choose from up to 3,000 US companies like Amazon, Meta and Tesla, then start investing with just £1.

Mortgaging a property is a massive commitment, and when the term ends, making the best decision has a big financial impact. We explain what remortgaging is and how remortgaging works.

It’s time to wrap up 2022 with some year-end financial planning. It’s not as scary as it sounds, promise. Just go through our checklist this December to get your money organised for the year ahead.

In addition to splitting their deposits between interest pockets or investment funds, customers can now automate all their investments by scheduling recurring stock investment buy orders.

What is a good financial goal, and how do you set them? More importantly, how do you reach them? Find the answers in this guide!

Plum offers a range of investments, but there’s no right way to invest because the decisions are personal. Here are some of the best investment strategies to consider when creating your portfolio.

Whether you're 25 or 45, it's always a good time to start planning for retirement. In this guide, discover how you can get your retirement fund in order to secure a financially stable future.

Feeling confused by investing jargon? In this guide, we explain the difference between Mutual Funds and ETFs and investigate the pros and cons of each – simply.

Making proper provision for retirement is a key part of any personal finance strategy. Our guide gives you all you need to know about pensions, including how they work and how to build yours!

A lost pension plan means you won’t get everything you’re entitled to when you retire. Find out how you can trace your pensions and combine them into one pot for simpler management in this guide.

We want to support you in whatever way we can, so we’ve put together 10 ways that might help you save money this winter. It’s in no way the solution to the situation, but hopefully it can help in some small way.

To help you keep an eye on world events and understand how they might impact the value of investments, we’ve put together a review of news that affected investment markets during August and September.

We sat down with Elise Nunn, the Product Manager for stocks at Plum, to talk about the launch of stock investing in Europe and what it means for customers.

Remortgaging is a key part of home ownership, but the remortgage process can be stressful! Our guide explains how remortgaging works and looks at how you can find the best remortgage deals.

Plum was built for you, so we love hearing your feedback and suggestions. We’ve evolved so quickly that we thought it was worth refreshing on a few basics... So here are your questions answered!

ESG investing is becoming increasingly popular among investors. In this guide, we cover what it is and isn't, and how you can look out for greenwashing.

Is financial inertia stopping you from reaching your money goals? Discover how you can keep your money in motion for a brighter financial future.

If you’re looking for a passive investing strategy, dollar-cost averaging can automate some of the day-to-day decisions, once you've picked the right investments for you.

The Plum Card is the latest addition to our money management toolkit, aiming to give you better visibility and control over your finances.

Managing a household budget can be tough, with that challenge currently being compounded by sharp increases in the UK cost of living. Here are some steps you can take to counteract rising prices.

If you’re thinking about investing or trading, you may be wondering what the stock market is, or how the stock market works. Our guide looks at how to invest in the stock market for beginners.

With so many different ways to control how you put money away with Plum, we’ve made a few tweaks to streamline the process and make keeping track of your deposits even easier.

Another fresh Plum feature has landed! The Weekly Depositor lets you arrange a balance transfer for a set amount each week, and it’s a great way to get into the regular habit of setting money aside.

There are lots of ways to invest money, and even apps to help. Our guide looks at the best investment and trading apps available in 2022, comparing them based on features and fees.

We know that finance is personal, and saving and budgeting isn’t one size fits all. With ‘Moods’ you can tweak how much money you want to automatically set aside, to tailor Plum for your life.

Living in your overdraft can be stressful, and hard on your budget. Wave goodbye to those high interest rates and charges by learning how to pay back your overdraft and better manage your money.

Saving is important, but reaching your saving goals shouldn’t have to be hard. Whether you’re putting money away for a rainy day or a sunny one abroad, our simple guide on how to save money can help.

Plum is a financial super app that can help you save and invest money, manage your budget, and find a better deal on household bills. With so many fresh new features, here’s how Plum works.

Carrying debt is not a nice feeling, and juggling multiple debts can become overwhelming. We look at what it means to consolidate debt, how you can do it, and what things to consider before you do.

We designed the Plum investing app to offer a simple range of options. We're looking at the potential benefits of investment funds, with a specific focus on mutual funds.

If you’re deciding where to store your savings you might be considering a Cash ISA. Our guide explains what a Cash ISA is and how to find the best Cash ISA.

Diversification is an investment strategy that aims to spread risk by selecting varied assets. We look at why it can be good to diversify your investments and how to build a diversified portfolio.

Automating your finances can help reduce the effort required to implement your strategy. We look at what it means to automate your savings and the potential benefits of using automatic deposits.

If you’re finding yourself re-adjusting your budget ahead of lockdown restrictions easing, you’re not alone. These celebrities also need to take a long hard look at how they’re managing their money.

If you’re considering investing money for the first time, we have all the tips and tricks you need to decide on the right approach for you, plus practical advice on how to get started.

This week at The Plum Diary, we’re speaking to Lisa, who has stopped dipping into her savings and started smashing her financial goals with a little help from Plum.

Welcome to the next instalment of our Pride Reflection Campaign. This week we are speaking to Youtubers Rose and Rosie Dix about work, finance and their experiences as a same-sex couple 👩‍❤️‍👩

This week at The Plum Diary we’re chatting to Djenys, a saver, investor and pensionist! Now that Djenys has completed the Plum triple, we find out how she got started and how her experience has been so far.

Welcome to the next instalment of our Pride Reflection Campaign. We have been speaking our LGBTQ+ colleagues to highlight what it's like to work at Plum and what Pride Month means to them 🏳️‍🌈

Over at the Plum Diary we’re catching up with Sallie who got hooked on Plum’s Round Ups feature. With the help of our auto-stashing algorithm, we find out how she’s taking steps to clear her overdraft.

As a part of our Pride Reflection Campaign we have asked our LGBTQ+ colleagues to tell us a bit more about what it's like to work at Plum and what Pride Month means to them 🏳️‍🌈

A Stocks and Shares ISA is a way to invest money with a number of tax benefits. Read our guide to Investment ISAs to discover how to pick the best provider, plus the rules and fees involved.

For this Irish edition of The Plum Diary, we’re speaking to Ronan who overcame his “bad habits around saving” by automating his money. Read on to find out how Plum helped him tuck away a sweet €500.

For our third Plum Talk, we took a deep dive into investor behaviour. Our panel unpacked all the major trends of the COVID-19 pandemic, but what does the future have in store? Let’s find out...

Building an emergency fund is an essential part of your personal finance journey. Here’s why an emergency fund is important, how much money you should have saved, and where you should save it!

Since discovering Plum three years ago, Lucie has used the app to save £1,000! For this entry in The Plum Diary, we explore her journey to 4-digit savings and what she’s planning to do with her new cash stash.

From thinking he would “never be a saver” to having 10K in the bank, Dave shares with The Plum Diary how he stopped living in his overdraft and became financially better off.

Athens might not be the first place that comes to mind when you think of European innovation in 2021. Yet the Athenian startup scene has been gathering pace for the past few years as our Plumtastic panel discussed.

Here at Plum, we are proud to be creating a platform which can help thousands of people begin their investment journey, and we would like to take this opportunity to celebrate our growing female investors.

There are lots of ways to invest money, and nowadays there are even apps to help. Our guide looks at some of the best investing apps available today, comparing them based on features and fees.

The habitual reliance on an overdraft is the first thing preventing many people from implementing a more holistic financial strategy... so we wanted to design a feature that can help with that!

This week for the Plum Diary, we speak to Karina. She was already excellent at saving money, but she tells us how the Plum app has helped her manage her money better and work towards her dreams.

If you’ve been shopping online recently, you probably noticed the option to buy now pay later. In this article, we explain what it is, how it works, and all you need to know about pay later services.

This week we spoke to Harriet, who started using Plum two years ago. Since then she’s paid off her credit card debt, and used her savings to buy a new car after an accident that wasn’t her fault!

If you’re considering investing but are not sure whether it’s right for you, there are a few simple questions which can help you decide whether it’s finally time to splurge on stocks or bank on bonds.

We’re super excited to announce the launch of our new forum! The place to go for the latest news, to share your opinions and feedback, or engage with the community (sorry… Plummunity).

You know the saying, “time flies when you’re doing a fun money challenge?” We don’t either… but gamifying the amount you can stash means you may be much more likely to smash your finance goals!

Most of us are used to setting aside money for a holiday, but not one that involves scaling the world's tallest mountain! This week in The Plum Diary we speak to Becky, who used Plum to help fund this trip of a lifetime.

Are you tossing and turning about how much money you spend on meals? Do you want to learn how to make money from home? Can you be eco friendly on a budget? Check out the third blog in this series to find the answers to these questions and more.

Budgeting is one of the most basic aspects of personal finance, yet plenty of people still doubt whether they work. In this article, we explain the main benefits of budgeting, and explore some ways you might be going wrong with yours!

A credit card can be a handy companion. They sometimes get a bad reputation because, without discipline, it’s easy to run up debt. We explain when to use a credit card, and how to use one responsibly!

This week for The Plum Diary we speak to Maya, who started using Plum two years ago, and who recently found that the money she’d stashed away was a vital life-raft when she and her fiancé both suddenly lost their jobs.

In 'The Plum Diary' we chat to Plumsters about their money journey. Whether you’re a savvy-saver, cash splasher, or eager investor, we want to know what makes Plum personal to you!

The P/E ratio, or Price to Earnings ratio, is one of the most common tools for investors to work out the value of a company. Here we’ll break down and simplify what the P/E ratio is and why it’s important when making investment decisions.

An emergency fund is absolutely essential, and something that everyone should have. Here we discuss what emergency funds are, why you need one and how much you should be putting in yours.

Online shopping can sometimes go beyond necessity and develop into a compulsion that causes us to spend more than we can afford. Here are our tips for keeping your online spending under control.

With so many policies and different types of cover to choose between... buying travel insurance can be a confusing business! But we’re here to help you find the best deal for your needs.

Many of you are looking for ways to promote positivity during lockdown. If you’re keen to help but are not sure where to start, here are a few of our top suggestions!

In the same way you might visit the doctor’s or take your car to the garage, Plum ‘Diagnostics’ gives your finances a fitness check too!

Whatever challenges you’re facing right now, we’re here to help you optimise your budget wherever possible!

When it comes to money, safety is our top priority (followed by helping you get more of it!). Over 1 million of you already trust Plum, so we look at why we’re a market-leader in security.

The term personal finance is broad, covering almost anything related to your money! But it all forms part of a wider lifelong strategy aimed at providing for yourself and your loved ones.

A less obvious impact resulting from the imminent threat of Coronavirus pandemic, is that global stock markets have taken a hit. We take a look at why that is, and what you can do about it.

Pay Days can be configured to deposit an additional lump sum to your Plum account when your salary first hits your bank… but before life has a chance to get in the way of your best intentions!

A new Facebook policy will prevent us from sending notifications via Messenger. To get the full Plum experience, we recommend you switch to our app, which can deliver that in one slick package 📲

You told us loud-and-clear that you wanted to deposit quicker… and here at Plum we don’t like to disappoint, so we now support Faster Payments Service for manual deposits.

Mobile apps are great, but it can be risky to carry so much personal data in the palm of your hand. So we’ve introduced a Privacy Mode setting, which can hide your account balances and keep prying eyes at bay!

We’re on a mission to actively promote the potential benefits that investing can offer, because we want everyone in society to have knowledge and opportunity to grow their money for the future 🌱

There are many reasons why people don’t invest their savings, but for many it’s because they don’t understand the process. And we don’t think that’s fair! Here’s how you can get started with Plum.

We’re always looking for new ways to promote what we do, but it can be difficult to convey the feeling of magic that you say Plum gives you. We took to Twitter and let you do the job for us.

Many of us find saving really hard. It's not a character flaw; it's human nature! Our research into Behavioural Science provides some interesting answers as to why we struggle, and how to master the art!

When people hear the word millionaire, they often tend to picture an entrepreneur with a single idea or invention that makes them a fortune. But there is more than one way to make a million!

When the savings bug hits it can be a powerful force. But however hard we try, there's always some financial expert warning that it is not enough. Which begs the question... how much should we save?

With technology increasingly replacing human interactions, we look at the trend in conversational AI. Could a conversation with a chatbot become as valuable as a website hit or app download?

We lift the lid on the secretive world of investing. You can find out what terms like stocks and shares actually mean and learn the mechanics of how they are bought and sold.

In Humans of Plum, we meet the people behind your favourite financial fruit. This time out we're talking to Max, Plum's resident behaviouralist, to discuss all things behavioural science.

Plum’s one-stop guide to mastering money! We talk you through everything, from the basics of how to budget and get out of debt, right through to creating your own personal investment strategy.

Open Banking is a hot topic right now, and it's important because it's set to completely shake-up the world of modern finance. We think you're going to like what it means for you though!

Most of you are already loving our auto-stashing algorithm, but we also wanted to offer you a way to replicate the spirit of the childhood piggy bank… minus all the grubby spare-change!

At Plum we're on a mission to make you better off by using smart tech to automate your financial life. Here's what March 2019 looks like.

How the Big 6 get away with charging extortionate energy prices and how we’ve built Plum to protect you against them for life.

At Plum we're on a mission to make you better off by using smart tech to automate your financial life. Here's what that looks like this month.

We have noticed something. 60% of Plumsters are women but only 40% of investors with Plum are women. We want to even the score.

We talk about why an escape fund is just as important as an emergency fund.

Just how much of your life is influenced by others?

We spoke to some of our top referrers and got the secrets to success so you can take your referrals to the next level.

It's the end of another year and it's the time we all take to reflect on what we achieved, what we learned and what our goals are for the year ahead.

Tis the season to feel jolly...and sort out your finances.

This is what Plum is getting you for Christmas.

In this series of articles, Elise Nunn, our Head of Operations will explore some economic theories that underpin how we handle our money - and talk a little bit more about where Plum fits into the puzzle.

At Plum we're on a mission to make you better off by using smart tech to automate your financial life. Here's what that looks like this month.

For 24 hours only on the 31st October 2018 you have the chance to win an extra £5 per person on top of the usual referral bonus (£25 for 3 friends invited).

Our average Plum Pal makes £654. Tempted?

Here's what the month of September 2018 looked like at Plum.

We explain why we need your bank details, what we do with them and how your details, and money, are kept safe.

We’ve collected some weird and wonderful ways to save for you  and crunched the numbers.

We said hellow to Support Lead, father, soon to be husband and Plumster Dan Coleman from West Sussex about why he loves Plum!

In this article we go through a checklist to help you decide if you should invest and some things to keep in mind.

‘Day in the life of’ is our new series so you can get to know the humans behind Plum and what it’s really like working in a high growth tech startup. Today we’re talking to Rachel.

Brush up on the common terms and phrases used when talking about investments, so you can walk the walk AND talk the talk.

Here's what the month of August 2018 looked like at Plum.

This article goes through what you should consider if your funds are down.

This article shines some light on how investing with Plum works and what you can expect.

Why payments aren't instant and how money transfers work at Plum.

Monzo and Starling are now available on Plum thanks to Open Banking, but what does that actually mean. !

What caused the Typeform data breach and what Plum did about it.

Head of Ops, Elise, talks all things GDPR and what it really means for you.

We caught up with analyst, globe trotter, and one of our first ever Plumsters about what made her join Plum way back in 2016.

Here is how to make sure you aren't paying too much and claim it back if you are.

Let's take a closer look at 5 of the most innovative UK FinTech companies which will save you money based around your needs.

How to use Plum if you don't want a Facebook account.

We caught up with Samuel Jefferies, founder of www.moneynest.co.uk, about how he followed his dream of backpacking.

Here is a little bit about the Plum Gals so you can get to know us and hopefully join our ranks!

Basically it all boils down to the banks.

Want to find out what your bank has been charging you? Introducing Fee Fighter ✌️

We have collected the best 5 tools to help you get the most bang for your buck.

We had a natter with doctor, blogger and Plumster Nikki Ramskill from Milton Keynes about why she is a Plum superfan!

We had a chat with tech recruiter, hummus addict and Plumster Mark McDaid from SW London to see what he thought about Plum.

We had lunch with foodie, studio manager and Plumster Maxine from Notting Hill, London to see what she thinks about Plum.

Head of Ops, Elise, talks about Open Banking, what it means and why you should be excited about it.

Here are our top tips to make it merry without breaking the bank.

We have teamed up with some of our favourite UK money bloggers to bring you the best tips and golden rules to help you survive Black Friday.

We have teamed up with some of our favourite UK money bloggers to bring you the best tips and golden rules to help you survive Black Friday if you are braving the crowds.

We talk about how you can talk to the humans of Plum when you need a little help.

Take a look at our new menu and what we have coming soon.

We’ve pulled together our best trade secrets to ensure you borrow the right amount, never overpay and get the best possible deal.

We break down the true costs of that overdraft you keep dipping into and how you can use tech to get out of it for good.

A few tips and tricks to help you get away for as little as possible.

CTO and Co-Founder of Plum, Alex, talks about mental health, money and how Plum is here to help.

We shed light on the 5 things you've always wanted to know about UK banks.

My problem wasn’t achieving the actual return but, rather, putting money aside.

Here are the top 7 FinTech start-ups for managing your personal finances and shaking up the banking sector using smart tech.

Alex and I were bound to be friends. Both being from Cyprus, both living in London, both working in tech, it was nearly impossible not to be! After all, not