Plum is an app that can help you make your money go further.

We describe Plum as the ultimate money management app because it's a budget app, investment app and money-saving app, all in one.

Once you connect your bank accounts and credit cards, Plum can adapt to you. Putting you in the driving seat of your finances by letting you automate aspects of the strategy that you put in place.

Adding subscription services helps us build a sustainable business by allowing customers to pay for the most valuable features.

Even the Basic (free) version of Plum lets you create a Pocket that pays interest and also gives you access to stock investing, meaning you can trade shares from 500 companies in real-time on the stock market.

But what do we offer a customer who wants to take their personal finances to the next level?

Note: capital at risk if you invest.

How Plum Premium can build on other tiers

When you subscribe to Premium you get absolutely everything... That's all our Rules, investment options and automated tools.

You can find more about the features available through our Basic, Pro and Ultra tiers, but some of them include:

Plum Basic: Earn interest, use automated deposit Rules and trade company stocks.

Plum Pro: A better rate of interest with customisable Pockets, investment funds and Cashback.

Plum Ultra: Advanced budgeting tools, debit card and enhanced rewards

So, in addition to all that, with a Plum Premium subscription (regular price is £9.99 per month, with a 1-month free trial) you get access to a lot more.

What are the benefits of Plum Premium?

Complete your Plum experience with our best interest rate and our full range of stocks and funds. Here’s what you can expect from Plum Premium:

  • Access our best rate of interest (earn 2.90% AER)*.
  • Invest in up to 3,000 company stocks, commission-free†, including more meme stocks, greater geographic diversification and a wider selection of the brands you know and use every day.
  • Invest in our full range of 21 diversified funds‡, which offer opportunities for greater diversification through the inclusion of assets like Gold, Biotech and Real Estate.
  • Automate your investing strategy, with Price Alerts to notify you when your chosen instrument reaches the desired price, and recurring buy orders to drip-feed money into your investments.

* Easy Access Interest Pockets are provided by Investec Bank Plc. and protected by the Financial Services Compensation Scheme (FSCS).

† Other fees apply. Capital at risk.

‡ Capital at risk.

What about the other Plum tiers?

If you’re not sure that Plum Premium is right for you (remember that you can try it free for one month), there are still a lot of features packed into our other subscription tiers. And even the basic version of Plum can make a powerful money management app 💪

Plum Basic (free)

Even the Basic (free) version of Plum lets you automate deposits, create a Pocket that pays interest and access stock investing, so you can trade fractional company shares in real-time.

Here’s what you can expect from Plum Basic:

* Easy Access Interest Pockets are provided by Investec Bank Plc. and protected by the Financial Services Compensation Scheme (FSCS).

† Other fees apply. Capital at risk.

‡ Capital at risk.

Plum Pro (£2.99 per month)

In addition to the smart stuff in our Basic tier, Plum Pro provides a better rate of interest, gamified deposit Rules, access to our simple range of investment funds, customisable Pockets and Cashback.

Here’s what you can expect from Plum Pro:

  • Get access to a better rate of interest (earn 2.45% AER).
  • Gamified deposits with our 52-Week Challenge (to set aside £1,378 in a year) or Rainy Days Rule (which will set money aside when it’s forecast to rain in the area where you live).
  • Create and customise up to 15 Interest Pockets* and set goals.
  • Choose from our simple range of 9 diversified investment funds† and use the Splitter to automatically apportion your deposits between savings and investments
  • Exclusive rewards when you shop with our partner merchants.

* Easy Access Interest Pockets are provided by Investec Bank Plc. and protected by the Financial Services Compensation Scheme (FSCS).† Capital at risk.

Plum Ultra (£4.99 per month)

An Ultra subscription can build on the features in our Basic and Pro tiers by offering advanced budgeting tools, more exclusive Rules, a free Plum Card and our best Cashback rates.

Here’s what you can expect from Plum Ultra:

  • Our Visa debit card lets you spend money straight from Plum.
  • Money Maximiser can help earn interest and manage your budget.
  • Enhanced Cashback on purchases (+33% vs. Pro tier).
  • More gamified deposit Rules, with the 1p Challenge (to set aside £667.95 in a year) and Naughty Rule (which deposits a set amount when you shop with a retailer you tell us makes you feel guilty).

If you’re comparing the best subscription apps, you can read more about how Plum works by visiting our blog.

You can find the Plum in the personal finance app section of app stores or download directly using this link:

Download Plum