Celebrities who need to switch up their budget 📸

The easing of COVID-19 restrictions means we can enjoy a pint down the pub, hit the highstreet for a new post-lockdown outfit, and give each other hugs!

That being said, our pockets might not take the return to normality quite so kindly. With the unlocking underway, the temptation to spend our hard-earned dough is greater than ever, which can only mean one thing… it’s time to break out the budget!

We’ve put together several handy guides here at The Plum Basket so you can become a budgeting boss. Whether you’re still debating whether this approach is right for you, or looking for a beginner-friendly starting point, we’re here to help 💪

But we also thought it was important to let you know that you’re not alone when it comes to crunching the numbers and staying in the black.

We’ve put together a list of celebrities who also, for various reasons, need to switch up their budgets.

While this must be an incredibly difficult time for them emotionally, both Kim and Kanye will have to get used to navigating their finances on their own.

To set them off in the right direction, they could try out Plum’s Pay Day Saver. They can configure our AI to set aside a lump sum as soon as the divorce settlement comes in 💰

It’s always better to set more aside when you’re flush with cash… before life has a chance to get in the way!

We’ve heard a lot about the PM’s personal finance struggles recently, but the refurbishment of the Downing Street flat seems like classic overspending.

If you find yourself regularly going into your overdraft, or in Boris’s case having to look for alternative funding sources, then it’s time to give your budget an overhaul.

For the PM, it might be worth checking out Plum’s automated spend manager, Money Maximiser.

This would allow him to track his spending in real-time and identify when-and-where he’s overspent, like on wallpaper for instance 🖼️

Money Maximiser would also move the PM’s cash into a savings account for as long as possible, and provide a weekly flow of funds back to his bank account to cover spending.

Landing a new job presenting the BBC’s ‘A Question of Sport’, means it’s definitely time for former England footballer Alex Scott to give her budget a refresh.

If you start a new job and are earning more than you were previously, it’s a good idea to think about where you’re putting that extra cash.

This will, of course, depend on your existing financial situation and overall personal finance strategy.

As we’re always saying over at Plum though, it’s never too early to get a head start on your pension.

Even though Alex is only 36, she might want to think about setting up a Self Invested Personal Pension (SIPP), so she can enjoy a gentle kick-about in later life.

At the opposite end of the spectrum, your budget will need to be adjusted if, like Piers Morgan, you leave your job.

Piers will now need to start consolidating his savings and calculate how long he can afford to live off them.

This may mean he has to find ways to cut costs on his regular expenses by comparing his household bills and switching suppliers.

To help him with this, Piers might want to try the bill-switching service in the Plum app.

This will analyse his regular payments and automatically detect when he could get a better deal on his energy bills. He can then switch providers with a few quick taps, and in most cases won’t even have to deal with his old supplier.

That being said, if we’re to believe Piers’s claims that he’s worth £250 million, then he probably won’t be counting the pennies that much 🤑

Sticking with the world of pop for a moment, and a big congratulations are in order for Little Mix’s Leigh-Anne Pinnock and footballer Andre Gray who are expecting their first child!

It may come as a surprise, but deciding to start a family is a pretty major financial decision 👶

There’s the question of whether you (and/or your partner) decide to keep working to think about, along with the cost of buying all the kit the baby needs.

To cover these costs, it might be useful if Leigh-Anne and Andre set a goal amount they want to spend and then start saving for it slowly over time.

In the Plum app, they could even set up a dedicated “Baby” pocket to keep their cash stash ready for when the little one comes along.

If that works for them, they can always pass on these tips to band-mate Perrie Edwards and her partner Alex Oxlade-Chamberlain!

After the cost of raising your kids, you might breathe a sigh of relief when they’re finally old enough to fly the nest.

You might think you’ll have more money to spend on yourself for a change, but it’s important to not get too carried away.

If you plan on supporting your children financially in the future, you’ll still need to factor them into your budget. Sorry Mums and Dads!

Now that the Beckhams are in this situation, they can connect multiple bank and credit card accounts in the Plum app 📲

Having a total overview of their financial status should make managing their money a little easier… especially when they’re about to do some heavy spending on their son Brooklyn’s wedding!

After graduating from uni last year, Nobel Prize-winning girls’ education advocate Malala Yousafazi may find that her student budget is no longer cutting the mustard.

Like many class of 2020 graduates, Malala has moved back in with her parents, which probably means she’s spending less on parties, late-night takeaways and all the other perks of uni life.

To help Malala maximise this time living with Mum and Dad, she might want to give Plum’s auto-saving feature a go.

Our smart AI analyses your income and spending patterns and calculates a personalised amount to tuck away.

This means that, over time, Malala could build up a sizeable nest egg for whatever the future has in store for her next...or for paying off that hefty student loan 😅

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