When used with care, a credit card can be a powerful personal finance tool that lets you spread the cost of spending and improve your credit score. Let’s look at how a credit card works!

Building an emergency fund is an essential part of your personal finance journey. Here’s why an emergency fund is important, how much money you should have saved, and where you should save it!

We’re taking the fear out of finance with our beginner friendly budgeting guide. We have plenty of ideas on how to plan and stick to a budget so you can manage your money and savings.

Lockdown means that many of us are spending more time at home again… which translates into increased energy consumption. We look at how you can save money on your household energy bills right now!

The habitual reliance on an overdraft is the first thing preventing many people from implementing a more holistic financial strategy... so we wanted to design a feature that can help with that!

Carrying debt is not a nice feeling, and juggling multiple debts can become overwhelming. We look at what it means to consolidate debt, how you can do it, and what things to consider before you do.

If you’ve been shopping online recently, you probably noticed the option to buy now pay later. In this article, we explain what it is, how it works, and all you need to know about pay later services.

There’s no blueprint for life, but budgeting tricks like the ‘50/30/20 Rule’ can help you balance setting money aside for the future… with living your life in the now!

You know the saying, “time flies when you’re doing a fun money challenge?” We don’t either… but gamifying the amount you can stash means you may be much more likely to smash your finance goals!

Are you tossing and turning about how much money you spend on meals? Do you want to learn how to make money from home? Can you be eco friendly on a budget? Check out the third blog in this series to find the answers to these questions and more.

Budgeting is one of the most basic aspects of personal finance, yet plenty of people still doubt whether they work. In this article, we explain the main benefits of budgeting, and explore some ways you might be going wrong with yours!

A credit card can be a handy companion. They sometimes get a bad reputation because, without discipline, it’s easy to run up debt. We explain when to use a credit card, and how to use one responsibly!

In the second instalment of our recommended top personal finance blogs, we’re focusing on goal-orientated content. We’ve chosen five more resources that are geared towards helping you achieve a specific aim, whether that be paying off debt or managing your household’s finances.

Over the past weeks you’ve probably heard that HM Revenue & Customs have cut the VAT on hospitality, holiday accommodation and attractions. With almost everything we buy affected by VAT, we take a look at what it is and what this news actually means for you.

Here at Plum, nurturing your personal finance is dear to us 🌱 Although we help you put money aside through smart calculations, reading other Plumsters personal finance tips and tricks can lend a helping hand too 🤝

Inflation is something that relates to us all. Any store of money will be affected by inflation... so it's pretty important that we understand what inflation is and whether it's always a bad thing!

Regardless of personal circumstances, meeting new people, enjoying new experiences and student life in general, can all make budgeting a challenge. Here are our top ways to save as a student.

An emergency fund is absolutely essential, and something that everyone should have. Here we discuss what emergency funds are, why you need one and how much you should be putting in yours.

Online shopping can sometimes go beyond necessity and develop into a compulsion that causes us to spend more than we can afford. Here are our tips for keeping your online spending under control.

If you’ve ever struggled to put money away for the future, you probs won’t need reminding that it’s hard! Automation can stop life getting in the way, so we explain what this means and how to do it.

With so many policies and different types of cover to choose between... buying travel insurance can be a confusing business! But we’re here to help you find the best deal for your needs.

Whatever challenges you’re facing right now, we’re here to help you optimise your budget wherever possible!

The term personal finance is broad, covering almost anything related to your money! But it all forms part of a wider lifelong strategy aimed at providing for yourself and your loved ones.

If you’re planning a romantic Valentine’s Day date or you’re looking for the perfect gift for your significant other, we’re here with the best selection of budget ideas this side of Cupid’s arrow 🏹