Our Advanced Funds

Advanced-Funds

In this article, you will find a detailed explanation of our Advanced Funds: Tech, Ethical and Emerging Markets.

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Tech, Ethical and Emerging Markets Funds

The advanced funds give you the opportunity to invest in themes that matter to you. These funds are composed almost exclusively of shares.

For example, the Tech fund is composed of shares of leading companies in the tech sector. It’s current holdings (as of 15 August 2018) include among others Apple (~14% of the fund assets), Google (~11%), Facebook (~5%). Overall the fund invests in many of the largest public technology businesses.

The Ethical fund, on the other hand, is composed of middle sized UK companies selected for their Social Responsibility, such as Fever-Tree. Through this fund you can invest in local, mid-sized companies without supporting industries you don’t feel comfortable investing in.

The Emerging Markets fund opens doors to anyone who wish to invest in the companies driving the growth of emerging markets like China, India, Brazil or Taiwan. An easy-access to overseas markets where the rapid growth is happening today.

Why providing more choice can be good.

At Plum, we aim to simplify investing so that anyone can be an investor. We carefully pick the investments we offer by keeping in mind how it would benefit anyone, economically and socially. By providing more choices, between well-diversified funds (which we call Basic Funds) and themes (Advanced Funds), we give the chance for anyone to build their own unique portfolio based on what matters to them, and with an eye on the risk they want to take. We will always be available on the side to provide tools and information to help you make your decisions.

Who manages these funds?

The Tech Fund is managed by Legal & General Investment Management, a UK-based company founded in 1970 and one of Europe’s largest asset managers, providing our Tech fund at a low-cost fee of 0.32%.

The Ethical Fund is managed by Standard Life Investments, Europe's second largest fund manager*, running the Ethical fund at a low-cost fee of 0.90%.

The Emerging Markets Fund is managed by Vanguard, one of the biggest Investment Managers in the world with over 40 years of expertise, providing our Emerging Markets fund at a low-cost fee of 0.80%.

Advanced Funds At a Glance

Tech Fund

  • Composition

The Tech Fund consists of almost exclusively of stocks in the largest technology global companies such as Apple, Microsoft, Alphabet, Facebook, Oracle and Intel.

  • Risk level

6 out 7 from industry standard

  • Fund Provider

The name of the underlying fund is the “Legal and General Global Technology Index” which is managed by LGIM Index Fund Management Team.

  • Past Performance

Tech

Past performance is not a reliable indicator of future results.
Fund result do not include Plum fees.

More details here: LEGAL & GENERAL GLOBAL TECHNOLOGY INDEX
Key investor information: LEGAL & GENERAL GLOBAL TECHNOLOGY INDEX - KIID

Ethical Fund

  • Composition

The Ethical Fund consists almost exclusively of UK companies’ shares which are selected for making a positive overall contribution to society - investments include Fever-Tree, NMC Healthcare or Bellway.

  • Risk level

5 out 7 from industry standard

  • Fund Provider.

The name of the underlying fund is the “Standard Life UK Ethical Fund”. The provider for this fund is Standard Life Investments (Mutual Funds).

  • Past Performance

ETHICAL

Past performance is not a reliable indicator of future results.
Fund result do not include Plum fees.

More details here: Standard Life UK Ethical Fund
Key investor information: Standard Life UK Ethical Fund - KIID

Emerging Markets Fund

  • Composition

The Emerging Markets Fund consists almost exclusively of stocks from a broad range of sectors from markets such as China, India, Taiwan or Brazil.

  • Risk level

6 out 7 from industry standard

  • Fund Provider

The name of the underlying fund is the “Vanguard Global Emerging Markets Fund”, which is provided by Vanguard Investments UK Limited.

  • Past Performance

This fund was founded in May 2016, therefore historical performance is limited to the full year 2017. You can find the detailed price development in the link below.

Emerging-1

Past performance is not a reliable indicator of future results.
Fund result do not include Plum fees.

More details here: Vanguard Global Emerging Markets Fund
Key investor information: Vanguard Emerging Markets Stock Index Fund - KIID

Please keep in mind as with all investing, your capital is at risk. Investments can go down as well as up and you may get back less than you originally invested

*Standard Life AUM/AUA data as at 30 June 2017. Aberdeen Asset Management AUM data as at 31 March 2017. All other data as at 30 June 2017.


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